BFM 89.9

HIGHLIGHTS 
Podcast  >  Bigger Picture  >  Beyond The Ballot Box  >  PTPTN Defaulters: Irresponsible Individuals or Structural Problem?

PTPTN Defaulters: Irresponsible Individuals or Structural Problem?

Geoffrey Williams, Economist

24-Apr-25 15:00

PTPTN Defaulters: Irresponsible Individuals or Structural Problem?

There’s been a lot of talk lately about PTPTN’s ballooning debt and what to do about it. With a total outstanding debt of RM 40 billion, pressure is mounting on the government to act decisively. The instinctual reactions tend to focus on the defaulters, with many calling for harsh penalties like fines or travel bans. I mean, it’s only natural to think “you borrow, you pay back!” 

But are we missing something here – something more fundamental and structural? 

We speak to Geoffrey Williams, Economist & Founder of Williams Business Consultancy.


Image Credit: Shutterstock

Produced by: Dashran Yohan

Presented by: Dashran Yohan


This and more than 60,000 other podcasts in your hand. Download the all new BFM mobile app.

Categories:  politicsgovernmentLaw/Activismeducation

Tags:  the bigger picturebeyond the ballot boxptptn loan repaymentfinestravel bansptptneducationgraduate taxstudent loans





Play / Pause

Listen now : BFM 89.9 -- The Business Station

Today’s Shows



11:00 AM

Best of Enterprise

(REPEAT) Fong Wai Hong, Chieftain & Co-Founder of StoreHub, joins BFM’s P&L for Part 2 of our series on "The New Math of Business Building, Powered by AI."

12:00 PM

Just For Kicks

(REPEAT) It's a baptism of fire for new Manchester United interim manager Michael Carrick as his side welcome Man City at Old Trafford. We preview this match, and other fixtures on Matchweek 22 of the EPL.

1:00 PM

A Bit of Culture

(REPEAT) Kam, Dhanya and Kar Jin return to talk about the simulation hypothesis, performative reading and whether people are still going to the cinemas.

2:00 PM

Ringgit & Sense

(REPEAT) Kevin Neoh, licensed financial planner at VKA Wealth Planners, discusses on sticking to personal finance resolutions in the new year.

2:30 PM

The Property Show

(REPEAT) Dr. Suraya Ismail of Khazanah Research Institute discusses homeownership and housing affordability in Malaysia.

3:00 PM

Best of The Bigger Picture

(REPEAT) We speak to Vijay Prashad, he director of the Tricontinental Institute For Social Research, to hear his thoughts on Venezuela, Iran and American Imperialism

4:00 PM

Best of Evening Edition

(REPEAT) We unpack the idea of sleep with psychologist Julian Lim and find out how we can achieve a good night’s sleep amidst hectic lifestyles.

5:00 PM

BBC World Service

Roland Pease talks to Andy Rivkin, planetary astronomer at the Johns Hopkins University Applied Physics Laboratory, about planetary defence from asteroids