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保费节节上涨,如何选择最适合自己的医药保险

17-Dec-24 18:00

保费节节上涨,如何选择最适合自己的医药保险

根据统计,马来西亚在2023年的医疗费用通货膨胀率为12.6%,比全球5.6%平均率高了不止一倍。鉴于医疗成本的上涨和非传染性疾病(NCD)发病率增加,保险公司为了预留更高的赔付资金,保费在最近几年可谓节节攀升。国家银行已要求保险及伊斯兰保险公司(ITO)在新医疗保险产品中引入共同保险机制,来舒缓保费增幅度。所以,这集我们将聊聊身为消费者的我们要如何选择自己最合适的医药保单。

Produced by: 李丽甄

Presented by: 李丽甄


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Categories:  finance

Tags:  InsuranceMedical CardKKMMalaysiaHospital





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