BFM 89.9

HIGHLIGHTS 
Podcast  >  Enterprise  >  Enterprise Explores  >  The Economics of Banking: Risks, Reforms & Resilience

The Economics of Banking: Risks, Reforms & Resilience

Dr. Chan Sok Gee, Associate Professor, University of Nottingham Malaysia

27-May-25 12:00

The Economics of Banking: Risks, Reforms & Resilience

Banks are more than just vaults for savings or gateways to loans, they’re the lifeblood of a modern economy. But how do we measure their efficiency? What role do monetary policies play in shaping performance? And how should Malaysia’s banks evolve to stay competitive, especially with the rise of digital banks and fintech?

In this episode of Enterprise Explores, we speak with Dr. Chan Sok Gee, Associate Professor at the University of Nottingham Malaysia, to unpack the economics of banking and what it means for Malaysia’s financial future. We explore:

  • The true economic functions of banks beyond deposits and loans

  • How OPR changes influence bank profitability and lending

  • Why banking efficiency matters and how it’s measured

  • Malaysia’s post-Asian Financial Crisis reforms and strengths

  • The risks of rising NPLs and poor internal governance

  • How digital banks could improve financial inclusion and SME access

  • The disruptive potential of AI, blockchain, and behavioral data

Whether you’re in finance, tech, or business leadership, this episode will help you better understand the shifts reshaping our banking landscape.

Produced by: Roshan Kanesan

Presented by: Roshan Kanesan


This and more than 60,000 other podcasts in your hand. Download the all new BFM mobile app.

Categories:  economymarketstechnology

Tags:  bankingdigital banksmonetary policyfinancial inclusionmalaysian economy





Play / Pause

Listen now : Front Row: Tan Kah Kee, once a leading philanthropist and community figure,...

Today’s Shows



6:00 AM

The 6AM Stretch

Thought-provoking discussions on ideas, people and events shaping our lives.

7:00 AM

World Market Watch

Tim Mulholland, President, TJM Limited, Chicago tells us where international markets are heading.

7:15 AM

Morning Brief

We recap global and local headlines from today's papers and portals.

7:30 AM

Morning Brief

Sam Fazeli, Bloomberg Intelligence discusses the impact of US policy on the pharmaceutical industry.

7:45 AM

Morning Brief

Dr. Ismet Yusoff, Chief Executive Officer, Minority Shareholders Watch Group (MSWG) discusses the fiduciary duties of company directors.

8:00 AM

The Breakfast Grille

Dato’ Sri Azmar Talib, CEO of TRX City discusses plans for the 10th tower at Tun Razak Exchange and how it reinforces Malaysia’s status as a financial hub.

8:30 AM

Morning Brief

Dr Haezreena Begum Abdul Hamid, Criminologist and Deputy Dean, Faculty of Law, Universiti Malaya discusses Malaysia's anti-trafficking efforts and its progress.

8:45 AM

Morning Brief

Raymon Ram, President of Transparency International Malaysia on MACC's performance and challenges.

9:00 AM

Opening Bell

(REPEAT) Tim Mulholland, President, TJM Limited, Chicago tells us where international markets are heading.

9:15 AM

Opening Bell

(REPEAT) Sam Fazeli, Bloomberg Intelligence discusses the impact of US policy on the pharmaceutical industry.

9:35 AM

What's The Focus

We wrap up the week’s biggest conversations to keep you in the know.

10:05 AM

Open For Business

Miranda Yeoh, Co-Founder, Paolo Paolo Gelato

11:00 AM

Mattsplained

12:00 PM

Enterprise Explores

Halim Hong & Quek's legal experts break down the SC's new Social Exchange guidelines, a regulated platform for funding social impact projects in Malaysia.

1:00 PM

The Breakfast Grille Repeat

Dato' Sri Azmar Talib, Chief Executive Officer, TRX City Sdn Bhd

2:05 PM

Discovery Hour

3:05 PM

Front Row

Tan Kah Kee, once a leading philanthropist and community figure, is celebrated in the new musical Prelude to Peace – The Legacy of Tan Kah Kee. Director Pun Kai Loon and cast member Lim Kien Lee join us to share more.

3:25 PM

Front Row

Searching Blue by Singapore’s T.H.E Dance Company invites audiences to walk, listen, and even move alongside the dancers. Ahead of its KL premiere at klpac, creator Kuik Swee Boon and sound artist Kent Lee share what to expect.

4:05 PM

Health & Living

Doctor in the House: Public hospitals are packed and private healthcare is increasingly expensive. Will Budget 2026 bring relief and will private hospitals play their role?

5:00 PM

Top 5 at 5

6:00 PM

Popcorn Culture

7:00 PM

Just For Kicks

8:00 PM

Bar None

9:00 PM

The Selector