BFM 89.9

HIGHLIGHTS 
Podcast  >  Enterprise  >  Open For Business  >  Risk 1st, Revenue 2nd: microLEAP’s Winning P2P Play?

Risk 1st, Revenue 2nd: microLEAP’s Winning P2P Play?

Tunku Danny Nasaifuddin Mudzaffar, Founder and CEO, microLEAP

24-Sep-25 10:00

Risk 1st, Revenue 2nd: microLEAP’s Winning P2P Play?

Since 2019, P2P financing platform microLEAP has dispersed over RM420 million while maintaining a claimed industry-low default rate of 0.36%. We dive into how this ex-banker built this profitable fintech by focusing on risk first and revenue second.

Founder and CEO Tunku Danny joins us to share his journey from a stable banking career to starting microLEAP with one year of savings. He discusses their evolution from a micro-financing platform to a broader SME lender, their unique credit assessment process using psychometric tests, and their vision to become a regional Islamic P2P leader.

We discuss:

  • The journey to dispersing over RM420M with a 0.36% default rate.

  • Their "risk-first, revenue-second" philosophy for sustainable growth.

  • Their unique credit assessment model, including the use of psychometric tests.

  • Their strategy for becoming a profitable and Sharia-compliant platform.

  • Their plans for regional expansion into Indonesia and the Philippines.

Produced by: Roshan Kanesan, Kishan Sivaswamy

Presented by: Roshan Kanesan


This and more than 60,000 other podcasts in your hand. Download the all new BFM mobile app.

Categories:  technologyfinancial wellnessentrepreneurs

Tags:  p2p financingsme financingfintechislamic financecredit risk





Play / Pause

Listen now : Discovery Hour:

Today’s Shows



6:00 AM

The 6AM Stretch

Thought-provoking discussions on ideas, people and events shaping our lives.

7:00 AM

World Market Watch

Tim Mulholland, President, TJM Limited, Chicago tells us where international markets are heading.

7:15 AM

Morning Brief

We recap global and local headlines from today's papers and portals.

7:30 AM

Morning Brief

Sam Fazeli, Bloomberg Intelligence discusses the impact of US policy on the pharmaceutical industry.

7:45 AM

Morning Brief

Dr. Ismet Yusoff, Chief Executive Officer, Minority Shareholders Watch Group (MSWG) discusses the fiduciary duties of company directors.

8:00 AM

The Breakfast Grille

Dato’ Sri Azmar Talib, CEO of TRX City discusses plans for the 10th tower at Tun Razak Exchange and how it reinforces Malaysia’s status as a financial hub.

8:30 AM

Morning Brief

Dr Haezreena Begum Abdul Hamid, Criminologist and Deputy Dean, Faculty of Law, Universiti Malaya discusses Malaysia's anti-trafficking efforts and its progress.

8:45 AM

Morning Brief

Raymon Ram, President of Transparency International Malaysia on MACC's performance and challenges.

9:00 AM

Opening Bell

(REPEAT) Tim Mulholland, President, TJM Limited, Chicago tells us where international markets are heading.

9:15 AM

Opening Bell

(REPEAT) Sam Fazeli, Bloomberg Intelligence discusses the impact of US policy on the pharmaceutical industry.

9:35 AM

What's The Focus

We wrap up the week’s biggest conversations to keep you in the know.

10:05 AM

Open For Business

Miranda Yeoh, Co-Founder, Paolo Paolo Gelato

11:00 AM

Mattsplained

12:00 PM

Enterprise Explores

Halim Hong & Quek's legal experts break down the SC's new Social Exchange guidelines, a regulated platform for funding social impact projects in Malaysia.

1:00 PM

The Breakfast Grille Repeat

Dato' Sri Azmar Talib, Chief Executive Officer, TRX City Sdn Bhd

2:05 PM

Discovery Hour

3:05 PM

Front Row

3:20 PM

Front Row

4:05 PM

Health & Living

Doctor in the House: Public hospitals are packed and private healthcare is increasingly expensive. Will Budget 2026 bring relief and will private hospitals play their role?

5:00 PM

Top 5 at 5

6:00 PM

Popcorn Culture

7:00 PM

Just For Kicks

8:00 PM

Bar None

9:00 PM

The Selector