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Podcast  >  Enterprise  >  Open For Business  >  Risk 1st, Revenue 2nd: microLEAP’s Winning P2P Play?

Risk 1st, Revenue 2nd: microLEAP’s Winning P2P Play?

Tunku Danny Nasaifuddin Mudzaffar, Founder and CEO, microLEAP

24-Sep-25 10:00

Risk 1st, Revenue 2nd: microLEAP’s Winning P2P Play?

Since 2019, P2P financing platform microLEAP has dispersed over RM420 million while maintaining a claimed industry-low default rate of 0.36%. We dive into how this ex-banker built this profitable fintech by focusing on risk first and revenue second.

Founder and CEO Tunku Danny joins us to share his journey from a stable banking career to starting microLEAP with one year of savings. He discusses their evolution from a micro-financing platform to a broader SME lender, their unique credit assessment process using psychometric tests, and their vision to become a regional Islamic P2P leader.

We discuss:

  • The journey to dispersing over RM420M with a 0.36% default rate.

  • Their "risk-first, revenue-second" philosophy for sustainable growth.

  • Their unique credit assessment model, including the use of psychometric tests.

  • Their strategy for becoming a profitable and Sharia-compliant platform.

  • Their plans for regional expansion into Indonesia and the Philippines.

Produced by: Roshan Kanesan, Kishan Sivaswamy

Presented by: Roshan Kanesan


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Categories:  technologyfinancial wellnessentrepreneurs

Tags:  p2p financingsme financingfintechislamic financecredit risk





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