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Time To Regulate BNPL And Change The HP Act

Hann Liew, Founder & Director, RinggitPlus

11-Apr-23 08:30

Time To Regulate BNPL And Change The HP Act

The Consumer Credit Oversight Board (CCOB) task force which comprises Bank Negara, Securities Commission and officials from the Ministry of Finance has been looking at ways to bring about balance on the consumer credit front. On their radar is Rule of 78 in the Higher Purchase Act and also regulation on BNPL. Hann Liew, founder and director of RinggitPlus, a financial marketplace provider gives us his views on what is required to protect the interest of the borrowers.

Image credit: Shutterstock

Produced by: Sim Wie Boon

Presented by: Wong Shou Ning, Philip See


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Categories:  government,  Corporates,  Law/Activism

Tags:  rule 78,  higher purchase act,  interest frontloading,  buy now pay later,  personal loans, 


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