Dr Paul Anthony, Senior Lecturer for the School of Accounting & Finance, Faculty of Business & Law, Taylor’s University

Doris Liew, Economist and Assistant Research Manager, IDEAS Malaysia

Erica Tay, Director of Macro Research, Maybank Singapore

Shereen Hazirah Hishamudin, Senior Research Associate, Khazanah Research Institute

Associate Professor Dr Ahmed Razman Abdul Latiff, Economic Analyst, Putra Business School

Dawn Lai, Chief Executive Officer, Experian Information Services Malaysia. | Jonathan Lim, Secretary, Fintech Association of Malaysia (FAOM)

Damien Yeo, Consumer and Retail Analyst, BMI

Chan Jit Hoong, Analyst, Hong Leong Investment Bank

Julia Goh, Senior Economist, UOB Malaysia

Dr Juita Mohamad, Director of Economics and Business Unit and Acting Director of Research, IDEAS

Ng Wee Siang, Senior Director, Fitch Ratings

Dr Desmond Chong, Financial Planner for AKPK and Deputy President of the Malaysian Financial Planning Council

Nirmala Subramaniam, Manager in Financial Education Department, AKPK

Elaine Koh, Director, APAC Financial Institutions at Fitch Ratings